Pocket money, reimagined for India

Give them money.
And the mind
to use it.

finkid turns pocket money into a hands-on money education — saving toward real goals, investing only with your yes, and a coach that makes them think before they spend. You see and approve everything.

Try demo Answer questionnaire

You hold the keys. Your child holds the wallet. We hold neither.

Aarav's goal
PlayStation 5
on track · 3 months left
₹68,000 saved
68%
of ₹1,00,000
₹10,000 auto-saved on the 1st — straight into a bank deposit in Aarav's name.
Try the demo

This is the app your child would use.

Tap around a real prototype — pay over UPI, save toward goals, request a trade for your approval, and chat with the study bot. Nothing here is real money.

Live prototype — the tabs, toggles, study bot and “request a trade” all work.

What your child gets

One app. Four ways to grow up smart about money.

Not a toy wallet, and not a trading casino. A real set of money tools with training wheels you control.

Pay & get paid

A real wallet

Allowance, chores and gift money in one place, running on a licensed banking partner. Every rupee is theirs to manage — and none of it ever sits with us.

Invest · with your yes

They ask. You approve.

Your child researches a stock or fund and sends you a request. Nothing buys until you tap approve. Long-term only — no day-trading, no gambling, by design.

The coach

An AI that argues back

When they panic-sell, it pushes back and makes them defend the decision. It coaches how to think, why to wait, when to breathe — and never tells them what to buy.

Goal vault

The gullak, grown up

Saving for a PS5? Set the goal and the months. We auto-tuck money into a guaranteed bank deposit until they get there — so they feel every rupee it took.

How control actually works

Freedom for them. The final word for you.

Every real-money move follows the same three steps. The middle one is always yours.

STEP 01

They build a case

Your child researches with the coach, then submits a request — buy this fund, raise this goal, move this money — with their reasoning attached.

Your child
STEP 02

You review & approve

You see the request, the reasoning and the amount. Approve it, ask a question, or say not yet. Nothing happens without your tap.

You, the parent
STEP 03

It happens — and it sticks

The move executes through our licensed partner. Your child watches the result play out and learns from a real decision they had to earn.

Your child
Why the goal vault matters

The PlayStation was the only thing that mattered in month one.
By month twelve, he'd changed his mind — and that was worth more than the console.

MONTH 1
“I need it now.” Goal set: ₹1,00,000 for a PS5. ₹10,000 a month, auto-saved.
MONTH 5
Halfway. He starts checking the gullak, not the store page.
MONTH 9
Pauses the goal himself to buy a friend's second-hand cricket kit instead.
MONTH 12
“Maybe I'll invest half.” The want faded. The judgment stayed.
Where the money actually sits

Never with us. That's the whole point.

Held by a licensed bank, not by an app

Balances live with our RBI-licensed banking partner. finkid is the guide, never the vault.

Goal money earns real, guaranteed interest

Savings sit in a bank deposit in your child's name — a fixed return the market can't touch, insured up to ₹5 lakh.

You are the account holder

Legally the account is yours; your child operates a view you control. You decide when practice becomes real money.

Your turn · tell us

You've seen it. Now shape it.

You're the parent we're building for. A few honest answers change what we build next — there are no wrong ones, and blunt is best.

Your name optional
How would you rate the app?
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What would you pay per month, per child?
What needs to be added?
What's your feedback?
Where can we improve?
Free thoughts anything at all

Saved to finkid's feedback log.

Thank you — really.

Your answers just changed our to-do list.